About Us

About Us – SmallBusinessLoanRates.com

SmallBusinessLoanRates.com was created for business owners, by business owners, to help make it easier to find funding. One of the main reasons a small business fails is that it cannot secure the capital it needs to start up effectively and grow over time.

We offer access to business financing companies that understand that most business owners don’t have the best credit, a professional business plan, or collateral to put up. Best of all, our lenders know that time is money, so they will work to make sure your financing is taken care of quickly without sacrificing top-notch service.

SmallBusinessLoanRates.com is a consumer comparison service that will allow you to compare business financing companies so you can choose the best offer and get the lowest rates on the type of financing you are looking for.

The best thing about us is that our service is FREE for business owners! The financing companies know they are competing for your business and that means they will all put their best foot forward from the start so you can pick the best offer and receive your funds within a few business days for most programs.

Some of the business financing programs we have access to include SBA Loans, Equipment Financing, Merchant Cash Advances, Accounts Receivable Factoring and Business Lines of Credit to name a few. By comparing financing companies and programs, we are sure that any small business owner that uses this service will get the lowest rates available for their scenario.

Apply Now and Get Started Today!

Customer Testimonials

Rated 5 Stars by TrustPilot. See some of the reviews here.

Michael Tobey
These guys are personal and top notch professionals, I've used them 3 times and never have been disappointed! They are not pushy and they get what you need fast. Everything is always well explained and easy to understand.
armando rosa
Great service, They actually care about your needs they are not like other lenders that all they want is money will recommend them to everyone I know
Jeff
Fast and respectful service. I had a great experience working with this team to get me the best financial product I needed at the time. I'd quickly do business with them again if the need arises.
Daniel Weaver
Delivered exacted what was asked with over the top service. I asked for a loan. That was given my option. 24 hours later money in the bank.
Liam LaCivita
Great customer service, showed me many different options to help fit my business needs.
Karen Janos
Matt was wonderful to work with when our business need it the most. We are a Daycare/Preschool we were faced with a state budget impasse. we need funds to keep us running and to take care of the children. Matt was awesome and the funds keep the doors open at our center. Thanks
Jeremy
Overall good experience, George worked hard to get me into a program to work for me.
Barbara Koehne
Excellent Service. I was sad to know that due to a prior working relationship with a company called Muscle Injection Therapy; that the lender would not allow us to get the needed funding for our own clinic. I still believe that this company is someone to turn to when in need of working capital for a medical practice.
Robert Deltorto
Good service, Great experience, helped our business a lot. Thank you
Sara Johnston
Great experience with very helpful people who are understanding in stressful situations.
Amy Paleta
Excellent Service!! Wonderful company to work with. Fast respond time and everyone is a pleasure to talk to! They looked for all options to get us what best fit our needs.
Camie Holden
Fast Cash. Not a lot of paperwork. Fast approval and they deposit the money into your account.
Layla Pakzad
Hello, I was very satisfied working with Matthew Fonseca. He was clear, thorough and easy to work with. I would love to get another loan someday with better rates!
Darlene Billick
Courteous and Helpful. They were very helpful and made the process easy.
Christopher Jones
Great customer service
Salvatore Militello
One of the best experiences I have had with my small business loans, flexible plans, absolutely quick response, great account representative, and favorable terms, an excellent and ongoing choice. Thank you
Jeanna Smith
It was a fast and easy process for a business loan. I am a new business owner and they helped me with a loan to get my business started. I received the money very quick and they are very helpful.
AMANDA DENTON
Great service. Very fast results. I had a great experience and I appreciated how quick all our questions were answered.
Giuseppe De Lorenzo
Great service! Matthew helped me and followed me during the pre-approval, approval, and after. always available to answer all of my questions and could be reached directly via phone, I will definitely do more business with these guys in the future!
Timothy Snoblen
Jake was great to work with always had the answers to my many questions would highly recommend the service
Frank Fullone
We worked with George Rusinak and he was very attentive and professional in meeting our needs. We will definitely use again!!
Chris Owen
Awesome service. The process is a simple easy process. No hassle no worries. They ask you a couple questions and you get your funding in less than a couple of hours. Rates are good compared to others also.
S Farber
Bryan Rabanal was great!! I was very insecure as this was my first time applying for a loan. Bryan made me feel at ease and he is very helpful about the process. I really had reservations about everything. I finally felt comfortable dealing with Bryan. He came thru for me and I'm very grateful. Thank you, Bryan
Kirk Wroten
Excellent customer service. Craig Gallo and Anthony Fiore deserve 10 stars for the service and support they gave me during my loan process. It was quick, easy and I was funded very quickly. Great job guys! Keep up the great work! Thanks, Kirk Wroten-Happy Customer
Dedee Boring
Easy, Easy, Easy! We have loved the easy process of getting money for our business and working with Alex! He is very attentive and wants to find the loan that is the best fit for our business.
David B.
Thank you. Matt was a pleasure to work with!
George Dynott
The service was excellent. Very professional company.
A. Bartalino
Always quick answers to all inquiries, always comes through for financing needs. A pleasure to work with, and would recommend to anyone.
Dr. Tom Holbrook
Professionalism. Karla was great even though Pearl was demanding. I appreciate her help and would recommend UCP to anyone liking for financial assistance.
Sherrie Scott-Thomas
Very professional and fast response all the staff are very friendly and easy to talk to
Clyde McElrath
Excellent Service. You guys help when company's need it most
Sue Hall
Best service ever!! No games, false promises--just great people, straight forward process and the result I needed. George Rusinak is absolutely a pro!!
RG
My company is growing quickly we needed working capital.This is our second loan with United Capital. They were quick and efficient on getting us the money we need. After shopping around to several different places they by far gave the best rate out there!! Look forward to keep doing business with them!

Working Capital Uses:

Working Capital Benefits

Process is Fast and Simple

Get Funded in a Few Business Days!

Minimal Paperwork Required

Flexible Repayment Terms

Collateral NOT Required; Unsecured

No Need for Personal Guarantee

Bad Credit OK, We Can Get it Done!

No Credit Check Required for Quote

Small Businesses We’ve Recently Assisted Include

    What are your average monthly sales deposits to your Business Bank Account?

    How long has your business been active?

    How much funding do you need for your business?

    What is your estimated credit score/rating?